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This is perceived as an attempt by ICICI bank to charge for almost every service which they provide you for savings bank accounts.

Beware its no longer AQB or QAB (ie minimum amount ZERO but quarterly average of 10K , but instead it is monthly average of 10k  AMB or MAB) Penal charges are Rs 350/- for a month plus further charges…..

There are only 4 cash transaction permitted even in home branch on subsequent transactions Rs 90/- + per transactions.In short only four cash deposits permitted in a month.

I feel they have destroyed banking.Need to switch back to SBI, CORPORATION BANK, etc….

Punjab National Bank is a Good choice

Now there is something brewing up.

World tour to India on a bike and now to “Length of  Kerala on a Bike”.. Perhaps it would shift to Kanyakumari to Mangalore on a bike.

I would be doing my plans here ….. i do a lot a planning that doing infact planning is like doing …

Here comes the google map

Google says 708 Kms its going to be ‘n’ times that as plan is not to travel on the National highway from Kanyakumari to Mangalore but visit the touristic spots along the length of kerala.

A Throwaway Yamaha YBX 2002 model with less than 30 km milege i estimate at this stage the cost to be Rs1200/- of petrol for each bike. Thus for two bikes it would be Rs2400/-  per diem expenses of Rs 300/- day for 3 people would work out to Rs 900/- per day.An estimated 14 days would make it Rs12,600/- and further Rs14000/- for stay.Thus it would be around Rs30,000/- at this stage but it is likely to go up as days would increase on adding the tourist attractions of these places.

Tourist spots from Kanyakumari to Mangalore

Varkala
Valiyaparamba
Vagamon
Thekkady
Ponmudi
Nelliyampathy
Gavi
Bolgatty
Athirapally
Ashtamudi
Chennamangalam – Synagogue
Kadalundi bird sanctury
Arakkal Kettu
Pookkot lake
Kuruvadeep
Thamarassery
Thalassery fort
Kannur fort
Muzhuppilangad
Dharmadam
Kumarakom
Munnar
Fort kochi
Bekal
Thekkady

Above was sorted on google maps to form a new map.

There was an estimated 2xxx kms which simply meant that we have to multiply our travel expenses by 4 times to Rs10000/- approximately.and if our duration extended then Rs1300/- per day would have to be further incremented.

The task of limiting the tourist spots ie to visit the must see tourist spots and avoid the unimportant inorder to save time and reduce the monotony of visiting uninteresting places.

While checking on the internet Tourist spots in kanyakumari itself showed up as 24 in number of which some could be avoided, or rather all could be avoided except the Tiruvalluvar statue on the island and vivekanada……

List of all 24 Tourist spots in kanyakumari are as below
1)Padmanabhapuram Palace
2)Vivekananda Rock Memorial
3)Gandhi Memorial
4)Thiruvalluvar statue
5)Kanyakumari beach
6)Government Museum
7)Udayagiri fort
8)Kanyakumari Temple
9)St Xaviers church
10)Vattakottai fort
11)Chitharal
12)Pechiparai reservoir
13)Muttom beach
14)Sothavilai beach
15)Mathoor Hanging bridge
16)Tiruchendur temple
17)Thengapattinam beach
18)Kamarajar manimandapam
19)Sthanumalayan temple
20)Alvar Tirunagiri temple
21)Olakuruvi falls
22)Nagaraja temple
23)Thirunanthikarai cave temple
24)Thiruparrapu falls

List of 23 Tourist spots in Triandrum are as below
1)Secretariat
2)National history museum
3)Marine Aquarium
4)Samudra beach
5)Zoological garden
6)Light house beach
7)Kalari
8)Mahadeva temple
9)Veli tourist village
10)Sri padmanabha temple
11)Napier museum
12)Neyyar wild life sanctury
13)Kuthiramalika palace museum
14)Neyyar dam
15)Sree chitra art gallery
16)Hawa beach
17)Koyikkal palace
18)Kanakakunnu palace
19)Aruvikkara dam
20)Science & Technology museum
21)Puttan malika palace
22)shanghumukham beach
23)East fort

List of 24 Tourist attractions in Kollam
1)Punallur
2)Pathanapuram
3)Karunagappally
4)Oachira
5)Pattazhi
6)Mayyanad
7)Alumkadavu
8)Kulathupuzha
9)Aryankavu
10)Thangassery
11)Ashtamudi lake
12)Amritapuri
13)Thirumullavaram beach
14)Neendakara port
15)Shendurunny wildlife sanctury
16)Achencoil
17)Palaruvi waterfalls
18)Sasthamkotta lake
19)Rameshwara Temple
20)Jatayu Para
21)Mahatma gandhi beach
22)Pullichira church
23)Thevalli palace
24)Maha vishnu temple

List of Tourist spots in pathanamthitta

1)Sabarimala
2)Maraman
3)Parumala
4)Moozhiyar dam
5)Gavi museum
6)Konni
7)Kakki dam

List of Tourist spots in Allepey

1)Vembenad lake
2)Allepey beach
3)St Andrews church
4)Kumarakom bird sanctury
5)Krishnapuram palace
6)Chettikulangara bagawathy temple
7)Edathua church
8)Mullakkal rajeshwari temple
9)Ambalapuzha srikrishna temple
10)Champakulam church
11)Kayamkulam lake
12)Mannarasala sree nagaraja temple
13)Karumadi kuttan
14)Eddakkal caves
15)Chavaram bhavan
16)St Sebastian church
17)Pandavan rock
18)Pathirammanal

List of tourist places in Idukki

1)Peermede
2)Idukki Arch dam
3)Nadukani
4)Ramakkalmedu
5)Painavu
6)Thattekkad Bird Sanctury
7)Arch Dam
8)Hill view park
9)Idukki wildlife sanctury
10)Mangala Devi Temple
11)Kurinjimala Sanctury
12)Thumpachi calveri samuchayam
13)Kulamavu dam
14)Cheruthoni dam
15)Kalvari mount
16)Malankara reservoir
17)Palkulamedu
18)Thommankuthu falls
19)Keezharkuthu falls
20)Pothamadu
21)Nedumkandam Hills

List of tourist spots in Kottayam

1)Vaikom
2)Nadukani
3)Thirunakkara Mahadeva temple
4)Saraswathy temple
5)Kumarakom bird sanctury
6)St mary’s Orthodox church
7)Thazhathangady Juma masjid
8)Bay island driftwood museum
9)Island of pathiramanal
10)Poonjar palace
11)Elaveezhapoonchira
12)Kottathavalam
13)Subramania swami temple
14)Pallippurathu kavu
15)Thiruvarpu temple
16)Nattakom and Panachikad
17)Monroe Light
18)Subrahmania temple

List of Tourist places in Ernakulam/Cochin

1)Fort Kochi
2)Princess street
3)St Francis Church
4)Cherai beach
5)Santa Cruz Cathedral
6)Paradesi Synagogue
7)Jew Town
8)Bolghatty Palace
9)Shiva Temple
10)Museum of Kerala History
11)Kochi beach
12)Mattanchery palace
13)Wellingdon Island
14)Kashi Art cafe
15)Parishath Thampuran Museum
16)Santhanagopala Krishnaswamy Temple
17)Vamanamoorthy temple
18)Chinese fishing nets
19)Hill palace museum
20)Indo- portuguese museum
21)St George Ferona Church
22)Pallipuram fort
23)Pierce leslie Bungalow
24)Indian Naval Maritime Museum
25)Kumbalangi Integrated tourism village
26)Matsyafed Milky way Aqua tourist village
27)Mangalavanam
28)Gurudwara sri guru singh sabha
29)St Mary’s Cathedral basilica
30)Subash park
31)Chottanikkara temple
32)David hall
33)Marine Drive

List of tourist spots in Thrissur

1)Guruvayur Temple
2)Vadakkumnathan temple
3)Kerala Kalamandalam
4)Peechi dam
5)Peechi – Vazhani Wildlife sanctury
6)Appan thampuran smarakam
7)Bible tower
8)Shakthan thampuran palace
9)Chavakkad beach
10)State museum
11)Arattupuzha temple
12)Vazhachal falls
13)Puthen palli
14)Thiruvambady Krishna temple
15)Thiruvilamala
16)Kudakkalu
17)Archeological museum
18)Shangara samadhi
19)Charpa falls
20)Athirapally falls
21)Paramekavu temple
22)Mummiyur temple
23)Parambikkulam wildlife sanctury
24)Tomb of Shakthan Thampuran
25)Punnathurkotta elephant sanctury

List of tourist spots in palakkad
1)Fantasy park
2)Jain temple
3)Kanjirapuzha
4)Kollengode palace
5)Kottayi
6)Siruvani
7)Dhoni
8)Palakkad fort
9)Thenkurussi
10)Silent valley national park
11)Parambikulam wildlife sanctury
12)Malampuzha garden
13)Kalpathy temple
14)Chittur Garumadam
15)Pattambi Mosque
16)Thiruvalathoor Shiva temple

List of tourist spots in Malapurram
1)Kottakunnu
2)Kadalundi bird sanctury
3)Valiya juma masjid
4)Kadampuzha temple
5)Thirunavaya temple
6)Pazhayangadi mosque
7)Biyyam Kayal
8)Padinharekara beach
9)Angadipuram temple
10)Keraladeshpuram temple
11)Mumburam
12)Arya Vaidya sala
13)Trikandiyur temple

List of tourist spots in Kozhikode

1)Kadalundi
2)Krishna menon museum
3)Kappad beach
4)Kozhikode beach
5)Beypore beach
6)Pazhassiraja museum
7)Mananchira square
8)Tali temple
9)Thusharagiri falls
10)Peruvannamuzhi dam
11)Ettumanoor Shiva Temple
12)Kalipoyika
13)Lion’s Park

List of tourist spots in wayanad
1)Kalpetta
2)lakkidi
3)Tholpetty wildlife sanctury
4)Vythiri
5)Banasura dam
6)Sulthan Bathery
7)Soochipara falls
8)Edakkal caves
9)Muthanga wildlife sanctury
10)Chembra peak
11)Wayanad wildlife sanctury
12)Thirunelli temple
13)Begur wildlife sanctury
14)Karapuzha dam
15)Wayanad heritage museum
16)Meenmutty falls
17)Ananthanatha swami temple
18)Chain tree
19)Puliyarmala jain temple
20)Kuruvadweep
21)Pakshipathalam bird sanctury
22)Phantom rock
23)Pazhassi raja tomb
24)Kolagappara
25)pookat lake
26)Thrissilery shiva temple
27)Bamboo forest
28)Thrikkaipatta shiva temple
29)Koottamundu glass temple
30)Boys town
31)Varambetta mosque
32)Pallikunnu church
33)Chenthalayam waterfalls
34)Banasura hills
35)Bathery Mahaganapathi temple
36)Karlad lake
37)Kanthapara falls
38)Valliyoorkavu bhagavathi temple
39)Meppadi and vanduvanchal
40)Korome Mosque
41)Paingatteri Agraharam
42)Pulpally seethadevi temple

List of tourist spots in Kannur
1)Taliparamba
2)Pallikunnu
3)Pappinisseri
4)Ezhimala
5)Peralassery
6)Meenkunnu beach
7)Parassinikkadavu
8)Pazhayangadi
9)Cherkunnu
10)Muzhappilangad beach
11)Payyambalam beach
12)Gundert bungalow
13)Dharmadam island
14)Pazhassi dam
15)Pythal mala
16)Sadhoo merry kingdom
17)Fort st angelo
18)Madayipara
19)Aralam wildlife sanctury
20)Mopila bay
21)Sundareswara temple
22)Muchilottu bhagwathy temple
23)Kizhunna ezhara beach
24)Holy trinity cathedral
25)Arakkal kettu
26)Kottiyoor shiva temple
27)Oorpashassi kavu temple
28)Shree raghavauram temple
29)Sri Mavilayikkavu temple
30)Shree subramanya swami temple
31)Shree kizhkkeykara shree krishna temple

List of tourist spots in kasargod
1)cheruvathur
2)Nileshwar
3)Kudlu
4)Kumbala
5)Manjeshwar
6)Chandragiri fort
7)Malik deenar mosque
8)Madhur
9)Valiyaparamba
10)Ranipuram
11)Ananthapura lake temple
12)Mallikarjuna temple
13)Govinda pai memorial
14)Ajanoor
15)Hosdurg fort
16)Bela church
17)Malom wildlife sanctury
18)Kammadam sacred grove wildlife
19)Bellikoth
20)Parappa wildlife sanctury
21)Bangod bay park
22)Kottacheri hills
23)Kareem’s forest park
24)Thalangara children’s park
25)Perne
26)Edneer mutt
27)Maipady palace
28)Tulur Vanam
29)Nellikunnu mosque
30)Anandashram
31)Nityanandasram
32)Veermala hills
33)Trikkanad and pandayan kallu

List of tourist spots in Mangalore
1)Ullal
2)Mahatma Gandhi Museum
3)Kateel
4)New Mangalore port
5)Central Market
6)Durga parameshwari temple
7)Mangaladevi temple
8)Someshwar beach
9)Panambur beach
10)Milagres church
11)Kadri manjunatha temple
12)Light house hill garden
13)Kudroli sri gokarnanatheshwara temple
14)Mangalore beach
15)Shri Sharavu mahaganapathi temple
16)Polali rajarajeshwari temple
17)Kadri hill park
18)Shri Yogishwar mutt
19)Pilikula park and golf course
20)Jami mosque of zinad baksh
21)bejai museum
22)St aloysious chapel
23)Maha maya temple
24)Nandini river
25)Kudroli mosque
26)Thousand pillar jain temple
27)Kudupu sri anantha padmanabha temple

These locations were taken from holiday iq and it was notices that there were repition in locations by reappearing in different districts and some of these spots were insignificant and did not require a visit during a bike journey.

Next move would be to reduce the number of spots to those near the highway and to limit the number of days to 14 or around.Presently there would be 500+ locations.

In less than a week price of gold has gone down by Rs 2400/- for a soverign.

It is lesser than Rs 4400/- for a soverign compared to its peak price in Nov 12.

Reasons behind it is claimed as sale of bullion gold by Cyprus government.

There was another rumour that i heard yesterday that the new chinese prime minister has taken measures to reduce gold consumption in china which they claim as a main consumer of gold.

While this side of seesaw goes down the american dollar is gaining.

As i pasted it there was an instant response “if facebook introduced dislike option”.It was a polite way to express dislike on the matter posted.

I suggested to use comment and it was replied with ‘dislike’

Dislike is a function which is available on Youtube, It is my observation that it is often misused or misrepresented.

for instance on some of the youtube uploads of popular ‘rock’ songs like ‘money for nothing – dire straits’ or ‘Dream on – Aerosmith’ there are morons who vote dislike…  there are dislikes even for ‘another day in paradise – phill collins’.

It takes time for people to enjoy some of those before that when they opinion it could be rubbish.

Dislike option on facebook would be a nuisance, image a few dislikes on something like a status message……

Chart	OI	Chng in OI	Volume	IV	LTP	Net Chng	Bid Qty	Bid Price	Ask Price	Ask Qty	Strike Price	Bid Qty	Bid Price	Ask Price	Ask Qty	Net Chng	LTP	IV	Volume	Chng in OI	OI	Chart
	-	-	-	-	-	-	-	-	-	-	50.00	-	-	0.25	2,000	-	-	-	-	-	-
	-	-	-	-	-	-	-	-	-	-	60.00	-	-	0.35	2,000	-	-	-	-	-	-
	-	-	-	-	-	-	-	-	-	-	70.00	-	-	0.30	66,000	-	-	-	-	-	4,000
	-	-	-	-	-	-	6,000	15.15	18.35	6,000	75.00	-	-	2.00	2,000	-	-	-	-	-	-
	-	-	-	-	-	-	6,000	10.10	12.90	6,000	80.00	10,000	0.10	0.25	6,000	-	-	-	-	-	64,000
	-	-	-	-	-	-	8,000	5.40	6.95	8,000	85.00	44,000	0.55	0.60	22,000	0.25	0.55	45.46	175	14,000	268,000
	674,000	536,000	605	48.27	2.75	-1.50	44,000	2.70	2.85	4,000	90.00	10,000	1.95	2.10	8,000	0.95	2.10	41.60	771	128,000	1,346,000
	1,808,000	280,000	1,362	48.48	0.95	-0.70	90,000	0.95	1.00	22,000	95.00	34,000	5.05	5.15	4,000	1.75	5.10	40.29	130	-34,000	822,000
	5,142,000	-54,000	994	52.41	0.40	-0.25	12,000	0.35	0.40	128,000	100.00	4,000	9.30	9.60	2,000	1.80	9.25	-	54	-32,000	1,832,000
	2,268,000	-172,000	341	58.47	0.20	-0.10	310,000	0.15	0.20	86,000	105.00	2,000	13.90	14.70	2,000	-	-	-	-	-	80,000
	3,738,000	-190,000	286	67.83	0.10	-0.05	38,000	0.10	0.15	566,000	110.00	2,000	18.90	19.60	2,000	2.35	18.75	-	4	-8,000	314,000
	250,000	-2,000	6	72.63	0.05	-0.05	76,000	0.05	0.10	76,000	115.00	-	-	-	-	-	-	-	-	-	-
	1,532,000	-10,000	100	83.47	0.05	-0.05	-	-	0.10	804,000	120.00	4,000	18.00	-	-	2.15	29.00	-	2	4,000	220,000
	-	-	-	-	-	-	-	-	0.10	160,000	125.00	-	-	-	-	-	-	-	-	-	-
	484,000	-	-	-	-	-	-	-	0.05	6,000	130.00	2,000	26.60	39.40	2,000	-	-	-	-	-	82,000
	94,000	-	-	-	-	-	-	-	0.05	4,000	140.00	-	-	-	-	-	-	-	-	-	68,000
	8,000	-	-	-	-	-	-	-	0.10	160,000	150.00	-	-	-	-	-	-	-	-	-	-
	12,000	-	-	-	-	-	-	-	0.05	10,000	160.00	10,000	59.50	69.30	2,000	2.40	69.10	-	6	-	48,000
	32,000	-	-	-	-	-	-	-	0.05	14,000	170.00	2,000	66.60	79.30	2,000	-	-	-	-	-	186,000
	-	-	-	-	-	-	-	-	2.00	2,000	180.00	-	-	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-	0.45	2,000	190.00	-	-	-	-	-	-	-	-	-	-
	4,000	-	-	-	-	-	-	-	0.45	4,000	200.00	-	-	-	-	-	-	-	-	-	-
	-	-	-	-	-	-	-	-	0.45	2,000	210.00	-	-	-	-	-	-	-	-	-	-

but then as i looked at this chart.

Please remember hindalco is on a 52 week low , it mean it is the lowest price in a52 weeks.

For a strikeprice the target value which decides the ‘bet’  of Rs75 there is a price of Rs 18.35 per share for a call option for 1000 shares and there are buyers who are willing to buy that call for Rs15.15 for a share.

First instance buyer and the seller are mad because the strike rate is way below the 52 weeks low.

expect for a few fools most people out there are with some kind of data which is reliable to them on which they are betting.

present one is that metal are low. which is to convey that price of all stock related to metals would go down.

What needs to be understood is that Incubator and Hatchery are not exactly the same. It is only during the last few days that eggs are maintained in a hatchery.

Incubator is used to incubate eggs from start to 14 days for quails and 18 days for chicken and 25 days for ducks and turkeys after which they are maintained in a hatchery for 3 days. In a hatchery the temperature is slightly lower.